Your first home is a big deal. We'll simplify the process and help you find the best mortgage — at no cost to you.
Tired of watching your hard-earned money go to rent? Maybe you've been saving up and finally have a down payment ready. Whatever your situation, we're here to simplify the home buying process and handle all the financing details — so you can focus on finding the right property.
As a mortgage broker, we work for you, not the banks. We shop across 50+ lenders to find you the best rate and terms — and our service is completely free for you.
Every mortgage application is different. We'll help you figure out the numbers so you can shop for properties within your approved price range. You and your real estate agent will know exactly what you can comfortably afford — with a locked-in rate and no surprises.
With CMHC-insured mortgages, you can purchase a home with as little as 5% down.
With less than 20% down, homes priced under $1.5 million can qualify for mortgage default insurance.
Borrow up to $60,000 from your RRSP toward your first home, repaid over 15 years.
First-time buyers in BC pay no property transfer tax on the first $500,000 of homes priced up to $835,000, with a partial exemption up to $860,000.
First-time buyers can access a 30-year amortization on insured mortgages for lower monthly payments.
Save up to $40,000 tax-free in a dedicated account for your first home purchase.
We'll review your finances, income, and goals to understand your situation and answer all your questions.
We'll lock in your rate and determine your maximum purchase price so you can shop with confidence.
Work with your real estate agent knowing exactly what you can afford. When you find the one, we'll finalize your mortgage.
We handle all the paperwork and coordinate with your lawyer. You just pick up the keys.
